Tag Archives: #LincolnFinancialGroup

Episode 209 – Through Innovation and Simplicity, New Strategies Bring Positive Returns in Down Markets with David Wood

March 28, 2024Advisorpedia, Finance, Industry Innovators, Power Your Advice, Uncategorized#Advisorpedia, #DavidWood, #DougHeikkinen, #FinancialAdvisors, #FixedIndexedAnnuity, #Investors, #LincolnFinancialGroup, #PowerYourAdvice, #ProtectionJulia Smollen

David Wood is the Vice President of Fixed and Fixed Indexed Annuity sales at Lincoln Financial Group: a firm that has been helping millions of people plan, protect, and retire for over a century.

In this episode, David presents the new innovative crediting strategies offered by Lincoln Financial Group in its fixed-indexed annuity portfolio. These strategies address consumer sentiment, offering growth potential combined with 100% downside protection.

They also discussed:

The customer sentiment shift to investments that offer an equal mix of growth and protection.
Research and development considerations: analyze the marketplace with a focus on retail clients, financial professionals, and enhancing our current portfolio.
Introduction of Dual Trigger and 1 Year S&P 500 10% Daily Risk Control Trigger account options.
Lincoln’s decision to launch new strategies: addressing concerns of consumers sitting in cash, meeting the demand for protection, and aligning with market trends.
Differentiation from competitors through innovation, simplicity, predictability, diverse allocation strategies, and commitment to clients.
Concrete action steps for financial professionals: prioritize solutions that offer protection, and utilize allocation strategies to move clients forward – leading to higher client retention and referrals.

Resources: Subscribe to Lincoln’s Market Intel Exchange, the chartbook that keeps you informed on the most notable economic and market insights from the quarter.

___

A fixed indexed annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index.

Lincoln fixed indexed annuities are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

For more information, visit LincolnFinancial.com.

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 203 – Game Plan for the Golden Years: Protecting Your Goals in the Peak 65 Zone with Tim Seifert

March 6, 2024Advisorpedia, Finance, Industry Innovators, Power Your Advice, Uncategorized#Advisorpedia, #Annuity, #DougHeikkinen, #Education, #FinancialAdvisors, #LifetimeIncome, #LincolnFinancialGroup, #Peak65, #PowerYourAdvice, #Protection, #TimSeifertJulia Smollen

Tim Seifert is the Senior Vice President and Head of Retirement Solutions Distribution at Lincoln Financial Group. Tim joins Advisorpedia to discuss the Peak 65 trend, a historic demographic milestone in the US with 4 million Americans turning 65 this year, and the growing need for protection products.

Topics also discussed:

Factors contributing to financial insecurity in retirement including the decline of pensions, reliance on defined contribution plans, market volatility, and timing of Social Security claims.
The need for Financial professionals to educate clients on the challenges faced in retirement and the benefits of protected income.
Annuities are highlighted as an effective tool for providing pension-like income and protecting against outliving savings.
Lincoln Financial Group emphasis on innovation, flexibility, and choice in meeting the market demand for products like annuities.
Concrete action steps for advisors include educating on protected growth, simplifying income planning conversations, and building trust with clients.

Resources:

Lincoln Financial Group

Annuities are long-term investment products that offer tax-deferred growth, access to a lifetime income stream, and death benefit protection. There is no additional tax-deferral benefit for an annuity contract purchased in an IRA or other tax-qualified plan. All investing involves risk.

Lincoln annuities are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 197 – Investing in Turbulent Times: A 2023 Recap and 2024 Outlook with Matt Berger

January 30, 2024Advisorpedia, Finance, Industry Innovators, Power Your Advice, Uncategorized#Advisorpedia, #DougHeikkinen, #Economy, #Fed, #FinancialAdvisors, #Investors, #LincolnFinancialGroup, #Market, #MattBerger, #PowerYourAdviceJulia Smollen

Matt Berger is the Vice President of Client Investment Strategies at Lincoln Financial Group, a firm that has been helping millions of people plan, protect, and retire for over a century.

In this podcast, we analyze market dynamics, economic resilience, and insights from Lincoln Financial Group’s Matt Berger as we set the stage for investors in the transformative year ahead.

Topics also discussed:

Reflections on the markets in 2023, investor expectations, and recency bias.
Counterintuitive investor behavior of pouring into money market funds despite strong market conditions, highlighting a mismatch between market reactions and investor actions.
The resilient economy in 2023 and the risks for the economy in 2024.
The potential for the Fed to pivot in 2024 based on disinflationary trends and market expectations, with insights into the Fed’s likely rate cuts.
Market performance during election years, emphasizing market indifference to politics but potential volatility due to uncertainty.
Outlooks for 2024: Mixed sentiments among investors, with short-term traders facing potential volatility, and long-term investors advised to focus on goals and maintain a diversified portfolio.

Resources:

Subscribe to Lincoln’s Market Intel Exchange, the chartbook that keeps you informed on the most notable economic and market insights from the quarter.

____

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

Affiliates include broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY.

The views expressed are those of the speaker and not necessarily of any Lincoln Financial Group affiliate or the broker-dealer, or any affiliates. These views are not based on any particularized financial situation, or need, and are not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific strategy, product or service. Investing involves risk including the risk of loss of principal.

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 193 – The Costly Consequences of Blank Beneficiary Forms with Chris Price

November 30, 2023Advisorpedia, Finance, Industry Innovators, Power Your Advice, Uncategorized#Advisorpedia, #Assets, #Beneficiary, #ChrisPrice, #Clients, #Designations, #DougHeikkinen, #FinancialAdvisors, #LFD, #LincolnFinancial, #LincolnFinancialGroup, #PowerYourAdviceJulia Smollen

Chris Price is the Assistant Vice President of Advanced Sales at Lincoln Financial Group, a firm that has been helping millions of people plan, protect, and retire for over a century.

In this episode, Chris introduces and breaks down an overlooked aspect of financial planning, beneficiary designations: the strategy that influences virtually everything a client owns.

They also discussed:

The importance of beneficiary designations in showcasing a financial professional’s attention to detail and care for their clients.
The consequences of not filling out a beneficiary designation, defaulting to government rules, and the need for periodic reviews due to changing goals and circumstances.
Timeliness of discussing beneficiary designations during annual benefit enrollments and the potential permanent problems if not addressed in a timely manner.
The role of a will as a cleanup document and its limitations compared to beneficiary designations.
Misunderstood or overlooked aspects of beneficiary designations, such as tax implications, auto revoke statutes, and conflicts within families.
Customization and planning solutions based on client needs, with a mention of Lincoln’s advanced sales team for additional support.
The potential for financial professionals to add value to clients by addressing beneficiary designations and seeking help from experienced teams like Lincoln’s advanced sales team.

Resources:

Lincoln Financial Group

Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice. Please consult an independent professional as to any tax, accounting, or legal statements made herein.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations. Affiliates include broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY.

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 186 – Rising Rates and Resilient Markets with Amber Williams

October 20, 2023Advisorpedia, Finance, Industry Innovators, Power Your Advice, Uncategorized#Advisorpedia, #AmberWilliams, #FinancialAdvisors, #FixedIncome, #InterestRates, #Investors, #LincolnFinancialGroup, #PowerYourAdvice, ChrisBattagliaJulia Smollen

Amber Williams is the Chief Sustainability Officer & Head of Client Investment Strategies at Lincoln Financial Group: a firm that has been helping millions of people plan, protect, and retire for over a century.

In this podcast, Amber talks us through the key themes that are currently on the minds of investors, while also sharing her expertise on investment strategies and market trends.

They also discussed:

Amber’s role at Lincoln Financial Group and her career in investments and insurance.
How investors are feeling about market performance and rising interest rates.
Why higher interest rates haven’t caused a more significant economic slowdown.
Potential headwinds in the economy, including consumer trends, job markets, and inflation.
The current state of interest rates and expectations for the future.
The return of value propositions for fixed income in portfolios and considerations for retirement income.
The importance of guaranteed income solutions and their potential benefits in the current interest rate environment.
The current stage of the market cycle, with Amber’s perspective on the late stages and a potential future recession.

Resources:

Subscribe to Lincoln’s Market Intel Exchange, the chartbook that keeps you informed on the most notable economic and market insights from the quarter.

Insurance products are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.

Contracts sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 185 – Legacy, Longevity, and Lincoln Financial: Safeguarding Your Wealth with Melissa Brandt

October 10, 2023Advisorpedia, Finance, Industry Innovators, Power Your Advice, Uncategorized#Advisorpedia, #Annuity, #Clients, #DougHeikkinen, #FinancialAdvisors, #LifetimeIncome, #LincolnFinancialGroup, #MelissaBrandt, #PowerYourAdviceJulia Smollen

Melissa Brandt is the Vice President of Annuity & Funds Management Marketing at Lincoln Financial Group: a firm that has been helping millions of people plan, protect, and retire for over a century.

In this podcast, Melissa and Doug discuss the significant shift of financial assets into the hands of US women. This exposes the need for financial advisors to build trust and assist women in securing their financial futures with solutions pointing to Lincoln Financial Group’s diverse portfolio of protection options.

They also discussed:

Melissa’s personal experiences and lessons learned from the strong women in her family.
The evolution of the relationship with financial aspects across generations, including the need for preparedness in the face of longevity.
The economic strength of women and the opportunities for financial advisors to serve female clients.
The importance of planning for clients to live longer, possibly up to 100 years, and the implications for income planning.
Key attributes women value in financial professionals, emphasizing the need for a personal connection and trust-building.
The three important areas where advisors can assist women and gain their trust.
The significance of income planning and the rising interest amongst women in guaranteed lifetime income strategies.
How Lincoln Financial Group offers a diverse portfolio of protection options, including fixed, indexed, and variable annuities with protected lifetime income, to meet the unique needs of clients.

Resources:

Lincoln Financial Group

Lincoln annuities are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More

Episode 167 – Integrating Protection Products with Tim Seifert

June 26, 2023Advisorpedia, Finance, Industry Innovators, Power Your Advice, Uncategorized#Advisorpedia, #Annuity, #DougHeikkinen, #Education, #FinancialAdvisors, #FinancialProfessionals, #LifetimeIncome, #LincolnFinancialGroup, #PowerYourAdvice, #Protection, #TimSeifertJulia Smollen

Tim Seifert is the Senior Vice President and Head of Retirement Solutions Distribution at Lincoln Financial Group.

In this podcast, Tim and Doug discuss the conversation around annuities as well as education surrounding financial protective products.

They also discussed:

What advisors can do to help pre-retiree clients best plan to avoid future regret
The trends Lincoln and the financial professionals they work with have seen in terms of demographics
Why Advisors are great on the accumulation portion of managing their client’s assets but have issues with decumulation
Educating advisors on the importance of having a decumulation strategy as a part of their plan
The value Lincoln Financial brings to financial professionals and consumers with its suite of protection-first products
How the industry can move forward to help consumers achieve their goal of protection

Resources:

Lincoln Financial Group

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | More